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Financial Security

Our Work Financial Security

Watch our Public Education Series Webinar: Helping to Build Financial Security

Part One of our Together We Thrive Series.

 

YCCF’s Fund for York County enables us to be flexible to adapt to the most pressing issues of the day.  Our grant focus is informed by input from community members, nonprofit leaders, and donors and through analysis of data from the recently completed York County Economic Action Plan, United Way’s ALICE report, and other sources.

The pandemic made it crystal clear that more families are living on the edge than we imagined.  In fact, 32% of County households are financially insecure. Financial insecurity means that people are living paycheck to paycheck, and they are one emergency away from financial crisis.

From 2014 to 2016, more than 1 in 3 households with children in the U.S. experienced a major form of hardship — specifically, an inability to afford adequate food, shelter, or utilities — in one or more of the three years. Among Black and Latino households with children, roughly half reported one of these hardships. A mounting body of research suggests that dismantling barriers and connecting financially insecure people to resources and opportunities, can lay the foundation for an economy that works for everyone. (Widespread Economic Insecurity Pre-Pandemic Shows Need for Strong Recovery Package, Center on Budget and Policy Priorities)

But hardships don’t just impact working families. Over 15 million (or roughly 1 in 3) older adults aged 65+ are financially insecure, with incomes below 200% of the Federal Poverty Level. (Kaiser Family Foundation, 2018)

To address this critical need, YCCF has launched the THRIVE grant program. Grants will focus on programs and collaboratives that transform lives and our community by helping low-income children, individuals and families achieve lasting financial security. We want children to have what they need to achieve, that adults overcome barriers to economic mobility and sustain good-paying jobs, and that people live in places that support them and help them build financial security.

This is a complex problem that will take many partners working across sectors to address the root causes of financial insecurity. A portion of THRIVE grants will be used specifically to build the capacity of collaboratives who are working across sectors to effect positive systems change.

For more information on applying for a THRIVE grant, visit https://yccf.org/for-grant-seekers/grant-programs/fund-for-york-county-grants/.

To donate to the Fund for York County and support THRIVE grants to achieve lasting financial security, donate here: https://donatenow.networkforgood.org/yorkcountycommunityfoundation

To hear from experts on the national and local challenges, please join us for our Together We Thrive Series on Wednesday, March 2nd at 8 a.m. for a panel presentation. Mark your calendars! Registration link coming shortly.