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TOOLS FOR GIVING: WHAT AND HOW TO GIVE

Assets to Use
YCCF can accept a wide variety of assets, including:

• Cash
• Securities
• Real Estate
• Personal Property
• Bequests
• Retirement Plan Assets
• Life Insurance

Cash: Cash, usually in the form of a check, is an easy and convenient way for you to support worthy causes in the community. Gifts of cash enable you as a donor to claim a current tax deduction of up to 50% of your adjusted gross income in any one year when you itemize deductions, with the excess, if any, carried forward for an additional five years. Actual savings from gifts of cash depend on your tax bracket-the higher the tax bracket, the higher the deduction.


Online Giving: We are now accepting gifts online. Consider giving online if you wish to add to an existing named fund or you can simply want to make a gift to the Fund for York County.
DONATE ONLINE


How to Give Cash
To donate cash to YCCF you can either send a check or initiate a wire transfer.

To give by check: Please make the check payable to York County Community Foundation. At the bottom of the check, write the name of the fund (e.g., The John and Susan Smith Fund ) into which the gift is going.
Mail or deliver the check to:

York County Community Foundation 14 West Market Street York, PA 17401 Att: Finance department

For wire transfers, please provide your bank with the following information:

• Bank
• ABA
• Address
• Account Name
• Account Number

Securities

Securities: Gifts of appreciated securities offer important tax advantages, since their full fair market value is deductible as a charitable contribution up to 30% of your adjusted gross income each year when you itemize deductions. Like gifts of cash, deduction amounts that exceed the limit can be carried forward for up to five additional years. You do not have to pay federal or state capital gains taxes on the appreciated portion of the gift.

After the Foundation liquidates the securities, the full value of the gift is available to support your charitable goals.

Below are some of the various securities, and how to give them:

Publicly Traded Stock or Bonds (paper certificates) Stock or bond certificates. When you hold a paper certificate: Mail your unendorsed (not signed) certificates to the Foundation. Send us, in a separate envelope, a signed Irrevocable Stock/Bond Power Form (below). Click on the icon below to download the form. This is a PDF document that requires Adobe Acrobat Reader. (Please do not mail the certificates and Irrevocable Stock/Bond form together, as the certificates would be negotiable.) Irrevocable Stock/Bond Power Form The date of the gift is the date your letter is postmarked or delivered to us in person. Although the Community Foundation typically utilizes the services of Merrill Lynch to sell donated securities, we have many brokerage accounts and may well have one with your brokerage firm. If you prefer to use your own brokerage firm and broker, we will need to know the name of the stock, number of shares, and the name and contact information for the broker handling the transaction. We will work with your broker to complete the transaction. If you have any questions, please contact Linda Kessler, Finance Administraor at 848.3733 or by email.

Publicly Traded Stock or Bonds (electronic transfers) Electronic transfer of securities. When your securities are held at a brokerage, you may have the securities transferred electronically. To do this: Click on the icon below to download the instructions with detailed information on how to make this kind of transfer. This is a PDF document that requires Adobe Acrobat Reader. Download Instructions In addition to sending the letter to your broker, please send a copy via mail, fax, or email to: York County Community Foundation 14 West Market Street York, PA 17401 Attn: Finance department Phone: 717.848.3733 Fax: 717.854.7231 Email: lkessler@yccf.org The date of the gift is the date the securities reach our account and are exclusively in our control. Although the Community Foundation typically utilizes the services of Merrill Lynch to sell donated securities, we have many brokerage accounts and may well have one with your brokerage firm. If you prefer to use your own brokerage firm and broker, we will need to know the name of the stock, number of shares, and the name and contact information for the broker handling the transaction. We will work with your broker to complete the transaction. If you have any questions, please contact Linda Kessler, Finance Administraor at 848.3733 or by email.

Closely Held Stock Closely held stocks are shares in a privately owned business. Family members, top management, and the corporation itself usually own the shares. The stock can be contributed outright to the Community Foundation, and as a donor, you are entitled to a deduction for the appraised fair market value, up to 30 percent of your adjusted gross income. Please contact us by email: info@yccf.org or call 717.848.3733 to discuss a gift of closely held stock.

Restricted Stock The Community Foundation can accept restricted stock in many cases. Please contact us by email: info@yccf.org or call 717.848.3733 to discuss such a gift.

Mutual Funds Mutual funds can also be contributed to the Community Foundation. You generally receive a tax deduction based on the value of the mutual fund at its price on the day you make the gift. Please note that transferring share in mutual funds can involve unanticipated delays, so be sure to allow adequate time for the transaction to be completed. When considering gifts of mutual funds, please contact Linda Kessler at 717.848.3733 or by email.

Real Estate The Community Foundation can accept a gift of a house or other personal residence, farm, commercial buildings, and income-producing or non-income-producing land. A gift of real estate that you have owned for more than a year entitles you to the same federal tax advantages as those for gifts of securities-a tax deduction for the fair market value of the property-while allowing you to avoid paying capital gains tax. The Community Foundation can accept most unencumbered real property gifts.